12 Old Money Outfit Ideas on a Budget

Timeless style doesn’t have to come with a hefty price tag. With a focus on neutral palettes, high-quality pieces, and a touch of elegance, we are here to help you achieve the old money aesthetic affordably. Below are carefully curated outfit ideas to help you nail this style without overspending.

Casual Day Out

For an effortless French Riviera vibe, pair a striped shirt with high-waisted tailored shorts. Go for espadrilles in neutral colors. Throw in a woven tote, sunglasses, brown belt, and a wide-brim straw hat for sunny days.

Garden Party Glam

Take a cue from Audrey Hepburn and pair a black midi dress in luxurious fabrics with kitten heels for a timeless aesthetic. Go for a classic pearl necklace, black-framed sunglasses, and a clutch. Optionally, add a lightweight cardigan over your shoulders for a classic old-money vibe.

Business Casual Chic

Pair a tailored pin-stripe jumpsuit with pointed-toe pumps. A structured handbag, gemstone earrings, and a watch in a classic design will add a touch of sophistication to your ensemble.

Country Club Chic

Pick a fitted polo shirt in a solid color, like navy, white, or black, and pair it with high-waisted cream trousers. Go for leather sneakers for a clean and sporty vibe and accessorize with a classic leather handbag, suede belt, sunglasses, and understated studs. Use a silk scarf as a headband.

Formal Sophistication

Pair a crisp white button-down shirt with a classic blazer. Go with cream or beige tailored trousers for a polished silhouette. A pair of leather loafers, pearl studs, a leather belt, and a minimalist watch will complete the look.

Urban Charm

A camel trench coat is a timeless piece of clothing, and perfect for achieving the old money style. A black turtleneck, a pair of jeans, leather boots, a belt, small hoops, and a clutch will make the ensemble ideal for casual outings.

Modern Royalty

Wear a lady jacket with a sheath dress, and heels. Accessorize with simple pearl earrings. Add a matching bag for a monochromatic look that exudes classic elegance.

Weekend Brunch Elegance

A black or charcoal gray knitted top and a pleated midi skirt in neutral colors is perfect for a laid-back old money look. Accessorize with gold earrings, a silk scarf, sunglasses, a structured bag, and a pair of Mary Janes.

Winter Warmth

Pair a sweater of high-quality fabrics like Cashmere or Merino with tailored brown or black trousers. Add in a belted coat. Leather boots, a handbag, a leather belt, and gold earrings will complete the look.

Classic Academia

A white turtleneck paired with a pleated skirt is perfect for a chic outfit. Add a vest and a pair of classic loafers. A structured handbag will accentuate the clean lines of the overall look, while a bow-tie hair clip and earrings will complete the look.

City Errands in Style

Pair a flowy blouse in white or cream with dress pants. Accessorize with a leather bag. A pair of heels, sunglasses, a watch, and classic jewelry pieces like pearl earrings will add an understated elegance.

Museum Tour

A cropped sweater paired with a satin midi skirt and flats is perfect for those fond of classic styles. Drape a scarf or shawl for added texture. A handbag and delicate earrings will elevate your level of sophistication.

With these versatile outfit ideas, you can capture the essence of old money elegance on any budget. The key lies in simplicity, quality pieces, and timeless silhouettes. Mix and match pieces, explore second-hand options, and tailor items for the perfect fit. Don’t forget to cater to your personal style in the process, and add a pop of color wherever you feel like it!